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Call reports 2023

AMERIS BANK — 2023

What AMERIS BANK reported to the FFIEC in 2023, quarter by quarter.

PERIOD: 2023SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a55fdc0b-f951-4d7b-8888-576b384c8c56/2023

Balance sheet

What the bank holds and owes at quarter end

Measure2023Q12023Q22023Q32023Q4
Total assets25,991,033,00025,706,121,00025,606,957,00025,112,290,000
Total loans20,392,966,00020,863,231,00020,582,545,00020,550,635,000
Allowance for loan losses242,658,000272,071,000290,104,000307,100,000
Securities available for sale1,495,836,0001,459,356,0001,423,081,0001,401,944,000
Securities held to maturity134,175,000142,513,000141,859,000141,512,000
Trading assets4,030,0006,798,00012,770,0005,571,000
Total deposits20,024,942,00020,544,509,00020,724,775,00020,874,645,000
Interest-bearing deposits12,599,563,00013,736,228,00014,000,735,00014,216,870,000
Noninterest-bearing deposits7,425,379,0006,808,281,0006,724,040,0006,657,775,000
Equity capital3,411,055,0003,465,561,0003,493,418,0003,541,231,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2023Q12023Q22023Q32023Q4
Interest income295,716,000617,693,000948,247,0001,280,461,000
Interest expense76,701,000183,503,000300,531,000420,849,000
Net interest income219,015,000434,190,000647,716,000859,612,000
Noninterest income56,000,000123,252,000187,851,000246,581,000
Noninterest expense135,576,000279,956,000418,258,000565,380,000
Provision for loan losses49,376,00093,018,000123,114,000153,515,000
Pretax income89,716,000182,241,000297,589,000397,853,000
Income tax21,711,00044,693,00071,984,00099,314,000
Net income68,005,000137,548,000225,605,000298,539,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2023Q12023Q22023Q32023Q4
Tier 1 capital2,459,861,0002,532,565,0002,574,076,0002,600,274,000
Total capital2,777,290,0002,883,817,0002,921,751,0002,944,480,000
Risk-weighted assets22,089,298,00022,250,231,00021,794,847,00021,504,539,000

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