Call reports 2021
AMERIS BANK — 2021
What AMERIS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 21,337,979,000 | 21,791,489,000 | 22,438,664,000 | 23,754,594,000 |
| Total loans | 16,109,333,000 | 15,991,380,000 | 16,260,344,000 | 17,128,890,000 |
| Allowance for loan losses | 178,571,000 | 175,070,000 | 171,213,000 | 167,582,000 |
| Securities available for sale | 858,652,000 | 777,167,000 | 683,504,000 | 591,621,000 |
| Securities held to maturity | 0 | 29,055,000 | 64,451,000 | 79,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,032,259,000 | 18,396,025,000 | 18,951,181,000 | 19,906,333,000 |
| Interest-bearing deposits | 11,071,097,000 | 11,274,236,000 | 11,216,761,000 | 11,890,730,000 |
| Noninterest-bearing deposits | 6,961,163,000 | 7,121,789,000 | 7,734,419,000 | 8,015,603,000 |
| Equity capital | 2,958,170,000 | 3,051,844,000 | 3,138,164,000 | 3,079,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 177,950,000 | 351,701,000 | 524,747,000 | 703,112,000 |
| Interest expense | 8,068,000 | 15,161,000 | 21,544,000 | 28,175,000 |
| Net interest income | 169,882,000 | 336,540,000 | 503,203,000 | 674,937,000 |
| Noninterest income | 118,643,000 | 207,311,000 | 281,267,000 | 362,824,000 |
| Noninterest expense | 145,805,000 | 277,424,000 | 408,106,000 | 542,040,000 |
| Provision for loan losses | -16,579,000 | -17,478,000 | -21,462,000 | -35,080,000 |
| Pretax income | 171,299,000 | 294,865,000 | 415,007,000 | 531,601,000 |
| Income tax | 40,099,000 | 68,925,000 | 99,608,000 | 126,164,000 |
| Net income | 131,200,000 | 225,940,000 | 315,399,000 | 405,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,091,669,000 | 2,191,120,000 | 2,281,407,000 | 2,084,465,000 |
| Total capital | 2,268,644,000 | 2,366,946,000 | 2,449,910,000 | 2,255,699,000 |
| Risk-weighted assets | 15,851,809,000 | 16,373,423,000 | 16,785,742,000 | 18,123,177,000 |