Call reports 2020
AMERIS BANK — 2020
What AMERIS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 18,126,488,000 | 19,785,622,000 | 19,785,981,000 | 20,350,488,000 |
| Total loans | 14,492,335,000 | 16,239,554,000 | 16,358,482,000 | 15,648,584,000 |
| Allowance for loan losses | 149,524,000 | 208,793,000 | 231,924,000 | 199,423,000 |
| Securities available for sale | 1,352,040,000 | 1,237,896,000 | 1,116,436,000 | 981,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,920,011,000 | 15,662,243,000 | 16,167,305,000 | 17,126,418,000 |
| Interest-bearing deposits | 9,618,365,000 | 9,993,950,000 | 10,154,490,000 | 10,806,753,000 |
| Noninterest-bearing deposits | 4,301,647,000 | 5,668,293,000 | 6,012,815,000 | 6,319,665,000 |
| Equity capital | 2,599,279,000 | 2,626,427,000 | 2,807,113,000 | 2,834,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 182,767,000 | 367,785,000 | 547,720,000 | 726,503,000 |
| Interest expense | 30,315,000 | 47,367,000 | 60,934,000 | 71,134,000 |
| Net interest income | 152,452,000 | 320,418,000 | 486,786,000 | 655,369,000 |
| Noninterest income | 52,718,000 | 172,531,000 | 331,873,000 | 442,791,000 |
| Noninterest expense | 138,061,000 | 310,251,000 | 451,590,000 | 603,555,000 |
| Provision for loan losses | 37,100,000 | 105,591,000 | 132,230,000 | 125,530,000 |
| Pretax income | 30,000,000 | 77,112,000 | 233,724,000 | 368,250,000 |
| Income tax | 5,135,000 | 15,158,000 | 50,591,000 | 84,098,000 |
| Net income | 24,865,000 | 61,954,000 | 183,133,000 | 284,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,687,460,000 | 1,740,680,000 | 1,933,921,000 | 1,964,717,000 |
| Total capital | 1,829,232,000 | 1,941,688,000 | 2,155,712,000 | 2,165,760,000 |
| Risk-weighted assets | 14,741,582,000 | 15,219,163,000 | 15,458,988,000 | 15,267,947,000 |
Machine access — free, no API key
Every figure shown here about AMERIS BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.