Call reports 2019
AMERIS BANK — 2019
What AMERIS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 11,569,668,000 | 11,803,277,000 | 17,675,206,000 | 18,156,981,000 |
| Total loans | 8,594,409,000 | 9,310,943,000 | 14,013,835,000 | 14,475,187,000 |
| Allowance for loan losses | 28,659,000 | 31,793,000 | 35,530,000 | 38,189,000 |
| Securities available for sale | 1,233,435,000 | 1,272,244,000 | 1,490,207,000 | 1,402,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,807,188,000 | 9,594,935,000 | 13,691,809,000 | 14,130,413,000 |
| Interest-bearing deposits | 7,047,702,000 | 6,810,927,000 | 9,581,738,000 | 9,827,625,000 |
| Noninterest-bearing deposits | 2,759,486,000 | 2,784,008,000 | 4,110,071,000 | 4,302,788,000 |
| Equity capital | 1,642,308,000 | 1,679,820,000 | 2,572,572,000 | 2,609,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 124,928,000 | 253,957,000 | 442,318,000 | 636,394,000 |
| Interest expense | 21,747,000 | 45,352,000 | 80,748,000 | 115,214,000 |
| Net interest income | 103,181,000 | 208,605,000 | 361,570,000 | 521,180,000 |
| Noninterest income | 29,242,000 | 60,027,000 | 135,957,000 | 189,362,000 |
| Noninterest expense | 71,277,000 | 145,991,000 | 329,752,000 | 447,961,000 |
| Provision for loan losses | 3,500,000 | 8,400,000 | 14,400,000 | 20,100,000 |
| Pretax income | 57,712,000 | 114,314,000 | 153,452,000 | 242,558,000 |
| Income tax | 12,841,000 | 26,003,000 | 34,083,000 | 56,371,000 |
| Net income | 44,871,000 | 88,311,000 | 119,369,000 | 186,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,160,155,000 | 1,177,572,000 | 1,624,280,000 | 1,649,699,000 |
| Total capital | 1,188,814,000 | 1,209,365,000 | 1,745,887,000 | 1,763,965,000 |
| Risk-weighted assets | 9,063,770,000 | 9,814,626,000 | 14,307,159,000 | 14,521,324,000 |