Call reports 2018
AMERIS BANK — 2018
What AMERIS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 7,932,443,000 | 11,098,391,000 | 11,341,384,000 | 11,357,345,000 |
| Total loans | 6,301,306,000 | 8,627,783,000 | 8,659,697,000 | 8,623,211,000 |
| Allowance for loan losses | 26,200,000 | 31,532,000 | 28,116,000 | 28,819,000 |
| Securities available for sale | 847,705,000 | 1,152,826,000 | 1,161,570,000 | 1,191,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,447,342,000 | 8,770,226,000 | 9,183,750,000 | 9,656,289,000 |
| Interest-bearing deposits | 4,578,265,000 | 6,405,173,000 | 6,847,371,000 | 7,129,297,000 |
| Noninterest-bearing deposits | 1,869,077,000 | 2,365,053,000 | 2,336,379,000 | 2,526,993,000 |
| Equity capital | 948,216,000 | 1,514,303,000 | 1,551,177,000 | 1,603,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 79,513,000 | 169,457,000 | 290,411,000 | 413,195,000 |
| Interest expense | 8,247,000 | 19,437,000 | 37,823,000 | 57,264,000 |
| Net interest income | 71,266,000 | 150,020,000 | 252,588,000 | 355,931,000 |
| Noninterest income | 24,960,000 | 51,366,000 | 80,424,000 | 106,283,000 |
| Noninterest expense | 55,510,000 | 134,212,000 | 202,601,000 | 273,884,000 |
| Provision for loan losses | 1,977,000 | 11,176,000 | 13,477,000 | 17,527,000 |
| Pretax income | 38,776,000 | 55,913,000 | 116,896,000 | 170,766,000 |
| Income tax | 8,970,000 | 12,961,000 | 28,066,000 | 36,205,000 |
| Net income | 29,806,000 | 42,952,000 | 88,830,000 | 134,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 809,325,000 | 1,045,142,000 | 1,089,561,000 | 1,122,701,000 |
| Total capital | 835,525,000 | 1,076,674,000 | 1,117,677,000 | 1,151,520,000 |
| Risk-weighted assets | 6,469,578,000 | 8,769,967,000 | 8,853,938,000 | 8,870,361,000 |