Call reports 2015
AMERIS BANK — 2015
What AMERIS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,156,447,000 | 5,209,908,000 | 5,215,357,000 | 5,592,561,000 |
| Total loans | 2,962,052,000 | 3,567,324,000 | 3,771,043,000 | 4,020,105,000 |
| Allowance for loan losses | 21,852,000 | 21,658,000 | 22,471,000 | 21,062,000 |
| Securities available for sale | 612,656,000 | 864,479,000 | 813,711,000 | 785,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,533,841,000 | 4,512,524,000 | 4,538,855,000 | 4,885,137,000 |
| Interest-bearing deposits | 2,513,216,000 | 3,231,372,000 | 3,254,722,000 | 3,549,433,000 |
| Noninterest-bearing deposits | 1,020,625,000 | 1,281,151,000 | 1,284,133,000 | 1,335,704,000 |
| Equity capital | 541,866,000 | 594,873,000 | 603,209,000 | 617,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 43,307,000 | 89,359,000 | 142,183,000 | 196,589,000 |
| Interest expense | 2,393,000 | 4,753,000 | 7,312,000 | 10,042,000 |
| Net interest income | 40,914,000 | 84,606,000 | 134,871,000 | 186,547,000 |
| Noninterest income | 17,081,000 | 40,353,000 | 65,143,000 | 86,177,000 |
| Noninterest expense | 40,877,000 | 102,703,000 | 152,219,000 | 205,092,000 |
| Provision for loan losses | 1,100,000 | 2,900,000 | 3,950,000 | 4,750,000 |
| Pretax income | 16,030,000 | 19,378,000 | 43,982,000 | 63,019,000 |
| Income tax | 5,362,000 | 6,392,000 | 14,323,000 | 18,278,000 |
| Net income | 10,668,000 | 12,986,000 | 29,659,000 | 44,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,934,000 | 485,329,000 | 481,753,000 | 495,615,000 |
| Total capital | 478,786,000 | 506,987,000 | 504,224,000 | 516,677,000 |
| Risk-weighted assets | 2,915,468,000 | 3,687,323,000 | 3,913,018,000 | 4,221,092,000 |
Machine access — free, no API key
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