Call reports 2009
AMERIS BANK — 2009
What AMERIS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,343,828,000 | 2,279,505,000 | 2,227,538,000 | 2,422,345,000 |
| Total loans | 1,672,923,000 | 1,677,045,000 | 1,652,689,000 | 1,713,656,000 |
| Allowance for loan losses | 42,418,000 | 44,998,000 | 41,946,000 | 35,759,000 |
| Securities available for sale | 345,595,000 | 259,338,000 | 252,755,000 | 247,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,081,271,000 | 2,025,287,000 | 1,935,333,000 | 2,128,275,000 |
| Interest-bearing deposits | 1,951,848,000 | 1,898,015,000 | 1,809,621,000 | 1,886,741,000 |
| Noninterest-bearing deposits | 129,423,000 | 127,272,000 | 125,712,000 | 241,534,000 |
| Equity capital | 230,372,000 | 225,650,000 | 252,180,000 | 228,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 29,620,000 | 58,720,000 | 86,711,000 | 114,595,000 |
| Interest expense | 12,728,000 | 22,823,000 | 31,572,000 | 39,327,000 |
| Net interest income | 16,892,000 | 35,897,000 | 55,139,000 | 75,268,000 |
| Noninterest income | 5,156,000 | 9,786,000 | 13,522,000 | 57,581,000 |
| Noninterest expense | 15,407,000 | 33,122,000 | 47,536,000 | 123,842,000 |
| Provision for loan losses | 7,912,000 | 17,302,000 | 25,600,000 | 42,068,000 |
| Pretax income | -557,000 | -3,927,000 | -3,681,000 | -32,190,000 |
| Income tax | -340,000 | -1,328,000 | -1,440,000 | 7,979,000 |
| Net income | -217,000 | -2,599,000 | -2,241,000 | -40,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,674,000 | 163,440,000 | 188,944,000 | 219,967,000 |
| Total capital | 187,084,000 | 184,955,000 | 209,634,000 | 240,870,000 |
| Risk-weighted assets | 1,691,877,000 | 1,697,790,000 | 1,679,227,000 | 1,659,969,000 |
Machine access — free, no API key
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