Call reports 2008
AMERIS BANK — 2008
What AMERIS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,118,255,000 | 2,191,600,000 | 2,254,306,000 | 2,405,524,000 |
| Total loans | 1,622,437,000 | 1,678,146,000 | 1,710,110,000 | 1,695,777,000 |
| Allowance for loan losses | 28,094,000 | 28,660,000 | 30,144,000 | 39,652,000 |
| Securities available for sale | 297,564,000 | 293,381,000 | 287,569,000 | 369,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,787,595,000 | 1,775,477,000 | 1,808,074,000 | 2,068,218,000 |
| Interest-bearing deposits | 1,584,599,000 | 1,569,925,000 | 1,681,028,000 | 1,873,100,000 |
| Noninterest-bearing deposits | 202,996,000 | 205,553,000 | 127,046,000 | 195,118,000 |
| Equity capital | 240,797,000 | 235,182,000 | 235,749,000 | 230,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 34,097,000 | 66,357,000 | 98,475,000 | 129,038,000 |
| Interest expense | 14,876,000 | 27,530,000 | 39,908,000 | 53,939,000 |
| Net interest income | 19,221,000 | 38,827,000 | 58,567,000 | 75,099,000 |
| Noninterest income | 5,124,000 | 10,325,000 | 14,940,000 | 18,310,000 |
| Noninterest expense | 15,804,000 | 31,549,000 | 46,215,000 | 62,478,000 |
| Provision for loan losses | 3,200,000 | 6,920,000 | 15,140,000 | 35,030,000 |
| Pretax income | 5,341,000 | 10,683,000 | 12,152,000 | -3,783,000 |
| Income tax | 1,745,000 | 3,456,000 | 4,313,000 | -1,427,000 |
| Net income | 3,596,000 | 7,227,000 | 7,839,000 | -2,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,520,000 | 176,444,000 | 176,347,000 | 165,748,000 |
| Total capital | 197,448,000 | 198,063,000 | 198,326,000 | 188,594,000 |
| Risk-weighted assets | 1,667,016,000 | 1,722,588,000 | 1,750,155,000 | 1,810,917,000 |
Machine access — free, no API key
Every figure shown here about AMERIS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.