Call reports 2006
AMERIS BANK — 2006
What AMERIS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,470,098,000 | 1,560,256,000 | 2,077,901,000 | 2,052,526,000 |
| Total loans | 1,072,450,000 | 1,147,503,000 | 1,244,908,000 | 1,442,952,000 |
| Allowance for loan losses | 19,520,000 | 19,965,000 | 21,151,000 | 24,863,000 |
| Securities available for sale | 194,201,000 | 189,220,000 | 213,951,000 | 282,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,186,185,000 | 1,211,676,000 | 1,445,656,000 | 1,725,737,000 |
| Interest-bearing deposits | 1,014,764,000 | 1,040,989,000 | 1,347,862,000 | 1,492,910,000 |
| Noninterest-bearing deposits | 171,421,000 | 170,687,000 | 97,794,000 | 232,828,000 |
| Equity capital | 151,640,000 | 154,987,000 | 175,346,000 | 220,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 23,604,000 | 49,073,000 | 81,065,000 | 126,037,000 |
| Interest expense | 8,912,000 | 18,576,000 | 32,119,000 | 51,773,000 |
| Net interest income | 14,692,000 | 30,497,000 | 48,946,000 | 74,264,000 |
| Noninterest income | 2,682,000 | 6,541,000 | 10,839,000 | 17,328,000 |
| Noninterest expense | 9,997,000 | 21,218,000 | 33,305,000 | 54,562,000 |
| Provision for loan losses | 424,000 | 1,197,000 | 1,900,000 | 2,837,000 |
| Pretax income | 6,962,000 | 14,488,000 | 24,437,000 | 33,885,000 |
| Income tax | 2,321,000 | 4,861,000 | 8,258,000 | 11,305,000 |
| Net income | 4,641,000 | 9,627,000 | 16,179,000 | 22,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,262,000 | 118,200,000 | 130,254,000 | 162,464,000 |
| Total capital | 124,082,000 | 133,200,000 | 147,253,000 | 181,317,000 |
| Risk-weighted assets | 1,099,921,000 | 1,195,064,000 | 1,355,994,000 | 1,502,399,000 |
Machine access — free, no API key
Every figure shown here about AMERIS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.