Call reports 2020
DLP BANK — 2020
What DLP BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 140,509,000 | 160,777,000 | 160,835,000 | 180,884,000 |
| Total loans | 72,079,000 | 78,053,000 | 88,461,000 | 91,202,000 |
| Allowance for loan losses | 688,000 | 852,000 | 822,000 | 818,000 |
| Securities available for sale | 35,017,000 | 44,151,000 | 42,244,000 | 37,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,861,000 | 147,734,000 | 147,657,000 | 167,947,000 |
| Interest-bearing deposits | 77,280,000 | 83,345,000 | 83,681,000 | 103,804,000 |
| Noninterest-bearing deposits | 50,582,000 | 64,389,000 | 63,976,000 | 64,143,000 |
| Equity capital | 11,942,000 | 12,083,000 | 12,278,000 | 12,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,901,000 | 4,275,000 | 5,559,000 |
| Interest expense | 47,000 | 86,000 | 122,000 | 167,000 |
| Net interest income | 1,201,000 | 2,815,000 | 4,153,000 | 5,392,000 |
| Noninterest income | 231,000 | 466,000 | 727,000 | 1,016,000 |
| Noninterest expense | 1,362,000 | 2,722,000 | 4,107,000 | 5,628,000 |
| Provision for loan losses | 115,000 | 385,000 | 385,000 | 385,000 |
| Pretax income | 247,000 | 562,000 | 814,000 | 853,000 |
| Income tax | 61,000 | 137,000 | 193,000 | 195,000 |
| Net income | 186,000 | 425,000 | 621,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,372,000 | 11,590,000 | 11,800,000 | 11,862,000 |
| Total capital | 12,060,000 | 12,442,000 | 12,622,000 | 12,680,000 |
| Risk-weighted assets | 70,691,000 | 77,823,000 | 79,640,000 | 96,253,000 |