Call reports 2015
DLP BANK — 2015
What DLP BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 65,951,000 | 67,857,000 | 67,896,000 | 66,718,000 |
| Total loans | 32,866,000 | 34,036,000 | 33,965,000 | 34,513,000 |
| Allowance for loan losses | 479,000 | 483,000 | 508,000 | 613,000 |
| Securities available for sale | 10,627,000 | 10,105,000 | 9,848,000 | 9,420,000 |
| Securities held to maturity | 8,706,000 | 8,239,000 | 7,818,000 | 7,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,741,000 | 59,836,000 | 59,548,000 | 58,499,000 |
| Interest-bearing deposits | 33,305,000 | 34,830,000 | 34,574,000 | 34,024,000 |
| Noninterest-bearing deposits | 24,436,000 | 25,006,000 | 24,974,000 | 24,475,000 |
| Equity capital | 8,062,000 | 7,866,000 | 8,137,000 | 8,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,304,000 | 1,963,000 | 2,678,000 |
| Interest expense | 17,000 | 36,000 | 55,000 | 73,000 |
| Net interest income | 614,000 | 1,268,000 | 1,908,000 | 2,605,000 |
| Noninterest income | 235,000 | 465,000 | 764,000 | 1,067,000 |
| Noninterest expense | 911,000 | 1,805,000 | 2,577,000 | 3,460,000 |
| Provision for loan losses | -250,000 | -250,000 | -250,000 | -148,000 |
| Pretax income | 221,000 | 224,000 | 379,000 | 384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 224,000 | 379,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,994,000 | 8,032,000 | 8,187,000 | 8,057,000 |
| Total capital | 8,429,000 | 8,478,000 | 8,618,000 | 8,494,000 |
| Risk-weighted assets | 34,794,000 | 35,654,000 | 34,433,000 | 34,806,000 |