Call reports 2010
DLP BANK — 2010
What DLP BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,025,000 | 51,636,000 | 50,449,000 | 50,925,000 |
| Total loans | 25,384,000 | 24,048,000 | 23,626,000 | 23,706,000 |
| Allowance for loan losses | 739,000 | 797,000 | 1,555,000 | 1,511,000 |
| Securities available for sale | 7,725,000 | 8,460,000 | 8,809,000 | 8,442,000 |
| Securities held to maturity | 5,848,000 | 7,459,000 | 7,778,000 | 8,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,032,000 | 42,559,000 | 42,155,000 | 42,760,000 |
| Interest-bearing deposits | 25,838,000 | 26,702,000 | 27,233,000 | 27,852,000 |
| Noninterest-bearing deposits | 15,194,000 | 15,857,000 | 14,922,000 | 14,908,000 |
| Equity capital | 8,870,000 | 9,010,000 | 8,211,000 | 8,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,245,000 | 1,852,000 | 2,456,000 |
| Interest expense | 52,000 | 101,000 | 146,000 | 185,000 |
| Net interest income | 562,000 | 1,144,000 | 1,706,000 | 2,271,000 |
| Noninterest income | 189,000 | 476,000 | 736,000 | 1,022,000 |
| Noninterest expense | 699,000 | 1,326,000 | 2,024,000 | 2,753,000 |
| Provision for loan losses | 401,000 | 628,000 | 1,514,000 | 1,515,000 |
| Pretax income | -349,000 | -334,000 | -1,096,000 | -975,000 |
| Income tax | 27,000 | 27,000 | 27,000 | 27,000 |
| Net income | -376,000 | -361,000 | -1,123,000 | -1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,572,000 | 8,582,000 | 7,821,000 | 7,942,000 |
| Total capital | 8,900,000 | 8,917,000 | 8,221,000 | 8,268,000 |
| Risk-weighted assets | 25,864,000 | 26,314,000 | 30,825,000 | 24,872,000 |