Call reports 2007
DLP BANK — 2007
What DLP BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,440,000 | 55,533,000 | 54,130,000 | 54,513,000 |
| Total loans | 26,127,000 | 25,485,000 | 24,687,000 | 25,036,000 |
| Allowance for loan losses | 633,000 | 635,000 | 651,000 | 679,000 |
| Securities available for sale | 9,031,000 | 9,547,000 | 8,978,000 | 9,014,000 |
| Securities held to maturity | 13,274,000 | 12,917,000 | 12,568,000 | 12,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,490,000 | 46,442,000 | 44,805,000 | 45,196,000 |
| Interest-bearing deposits | 32,295,000 | 29,749,000 | 28,685,000 | 30,536,000 |
| Noninterest-bearing deposits | 18,195,000 | 16,693,000 | 16,120,000 | 14,660,000 |
| Equity capital | 8,889,000 | 8,991,000 | 9,209,000 | 9,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,837,000 | 2,728,000 | 3,614,000 |
| Interest expense | 197,000 | 385,000 | 556,000 | 743,000 |
| Net interest income | 720,000 | 1,452,000 | 2,172,000 | 2,871,000 |
| Noninterest income | 207,000 | 418,000 | 632,000 | 867,000 |
| Noninterest expense | 701,000 | 1,407,000 | 2,136,000 | 2,816,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 463,000 | 668,000 | 922,000 |
| Income tax | 85,000 | 174,000 | 249,000 | 476,000 |
| Net income | 141,000 | 289,000 | 419,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,945,000 | 9,093,000 | 9,224,000 | 9,259,000 |
| Total capital | 9,319,000 | 9,415,000 | 9,566,000 | 9,566,000 |
| Risk-weighted assets | 29,656,000 | 25,449,000 | 27,086,000 | 24,204,000 |