Call reports 2006
DLP BANK — 2006
What DLP BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,924,000 | 56,444,000 | 56,705,000 | 57,086,000 |
| Total loans | 27,341,000 | 27,461,000 | 27,331,000 | 27,615,000 |
| Allowance for loan losses | 604,000 | 613,000 | 612,000 | 612,000 |
| Securities available for sale | 9,071,000 | 8,942,000 | 9,083,000 | 9,588,000 |
| Securities held to maturity | 12,475,000 | 12,108,000 | 11,768,000 | 11,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,263,000 | 47,743,000 | 47,712,000 | 47,979,000 |
| Interest-bearing deposits | 32,185,000 | 31,053,000 | 30,724,000 | 32,089,000 |
| Noninterest-bearing deposits | 18,078,000 | 16,690,000 | 16,988,000 | 15,890,000 |
| Equity capital | 8,508,000 | 8,589,000 | 8,877,000 | 9,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,769,000 | 2,697,000 | 3,633,000 |
| Interest expense | 137,000 | 282,000 | 437,000 | 625,000 |
| Net interest income | 737,000 | 1,487,000 | 2,260,000 | 3,008,000 |
| Noninterest income | 200,000 | 402,000 | 604,000 | 818,000 |
| Noninterest expense | 703,000 | 1,380,000 | 2,105,000 | 2,773,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 509,000 | 759,000 | 1,053,000 |
| Income tax | 74,000 | 197,000 | 280,000 | 399,000 |
| Net income | 160,000 | 312,000 | 479,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,648,000 | 8,800,000 | 8,967,000 | 9,142,000 |
| Total capital | 8,992,000 | 9,174,000 | 9,340,000 | 9,527,000 |
| Risk-weighted assets | 27,291,000 | 29,657,000 | 29,588,000 | 30,556,000 |