Call reports 2005
DLP BANK — 2005
What DLP BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,266,000 | 59,148,000 | 56,757,000 | 55,756,000 |
| Total loans | 28,928,000 | 28,358,000 | 28,497,000 | 27,472,000 |
| Allowance for loan losses | 579,000 | 583,000 | 590,000 | 602,000 |
| Securities available for sale | 9,022,000 | 11,505,000 | 9,129,000 | 9,104,000 |
| Securities held to maturity | 10,432,000 | 10,282,000 | 12,026,000 | 11,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,913,000 | 50,588,000 | 48,048,000 | 47,001,000 |
| Interest-bearing deposits | 32,923,000 | 33,069,000 | 31,848,000 | 15,750,000 |
| Noninterest-bearing deposits | 14,990,000 | 17,519,000 | 16,200,000 | 31,251,000 |
| Equity capital | 8,177,000 | 8,433,000 | 8,597,000 | 8,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,685,000 | 2,570,000 | 3,442,000 |
| Interest expense | 106,000 | 220,000 | 346,000 | 478,000 |
| Net interest income | 716,000 | 1,465,000 | 2,224,000 | 2,964,000 |
| Noninterest income | 190,000 | 378,000 | 581,000 | 771,000 |
| Noninterest expense | 620,000 | 1,256,000 | 1,892,000 | 2,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 286,000 | 587,000 | 913,000 | 1,199,000 |
| Income tax | 85,000 | 221,000 | 343,000 | 449,000 |
| Net income | 201,000 | 366,000 | 570,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,276,000 | 8,441,000 | 8,645,000 | 8,826,000 |
| Total capital | 8,673,000 | 8,859,000 | 9,024,000 | 9,169,000 |
| Risk-weighted assets | 31,586,000 | 33,525,000 | 30,108,000 | 27,163,000 |