Call reports 2004
DLP BANK — 2004
What DLP BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,358,000 | 54,301,000 | 54,042,000 | 54,916,000 |
| Total loans | 30,532,000 | 30,961,000 | 31,344,000 | 29,798,000 |
| Allowance for loan losses | 608,000 | 571,000 | 687,000 | 579,000 |
| Securities available for sale | 12,210,000 | 10,774,000 | 10,193,000 | 9,304,000 |
| Securities held to maturity | 5,524,000 | 6,523,000 | 5,523,000 | 6,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,287,000 | 46,341,000 | 45,779,000 | 46,549,000 |
| Interest-bearing deposits | 35,281,000 | 32,954,000 | 32,253,000 | 32,793,000 |
| Noninterest-bearing deposits | 10,006,000 | 13,387,000 | 13,526,000 | 13,756,000 |
| Equity capital | 7,923,000 | 7,865,000 | 8,162,000 | 8,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,707,000 | 2,574,000 | 3,415,000 |
| Interest expense | 105,000 | 205,000 | 304,000 | 410,000 |
| Net interest income | 747,000 | 1,502,000 | 2,270,000 | 3,004,000 |
| Noninterest income | 185,000 | 366,000 | 559,000 | 751,000 |
| Noninterest expense | 675,000 | 1,340,000 | 1,924,000 | 2,616,000 |
| Provision for loan losses | 10,000 | 50,000 | 204,000 | 549,000 |
| Pretax income | 247,000 | 478,000 | 701,000 | 590,000 |
| Income tax | 93,000 | 181,000 | 286,000 | 229,000 |
| Net income | 154,000 | 297,000 | 415,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,891,000 | 8,034,000 | 8,152,000 | 8,292,000 |
| Total capital | 8,292,000 | 8,443,000 | 8,563,000 | 8,695,000 |
| Risk-weighted assets | 32,310,000 | 32,532,000 | 32,587,000 | 32,024,000 |