Call reports 2003
DLP BANK — 2003
What DLP BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,716,000 | 54,029,000 | 53,469,000 | 52,838,000 |
| Total loans | 28,680,000 | 29,887,000 | 29,372,000 | 30,061,000 |
| Allowance for loan losses | 569,000 | 553,000 | 547,000 | 593,000 |
| Securities available for sale | 11,742,000 | 12,464,000 | 11,502,000 | 11,054,000 |
| Securities held to maturity | 6,055,000 | 5,554,000 | 6,524,000 | 6,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,987,000 | 46,042,000 | 45,231,000 | 44,363,000 |
| Interest-bearing deposits | 35,004,000 | 34,952,000 | 33,939,000 | 33,190,000 |
| Noninterest-bearing deposits | 10,983,000 | 11,090,000 | 11,292,000 | 11,173,000 |
| Equity capital | 7,519,000 | 7,681,000 | 7,824,000 | 7,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,753,000 | 2,627,000 | 3,510,000 |
| Interest expense | 161,000 | 307,000 | 439,000 | 556,000 |
| Net interest income | 732,000 | 1,446,000 | 2,188,000 | 2,954,000 |
| Noninterest income | 195,000 | 373,000 | 566,000 | 768,000 |
| Noninterest expense | 607,000 | 1,221,000 | 1,774,000 | 2,421,000 |
| Provision for loan losses | 30,000 | 30,000 | 40,000 | 160,000 |
| Pretax income | 290,000 | 568,000 | 940,000 | 1,141,000 |
| Income tax | 117,000 | 222,000 | 356,000 | 440,000 |
| Net income | 173,000 | 346,000 | 584,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,438,000 | 7,611,000 | 7,849,000 | 7,966,000 |
| Total capital | 7,870,000 | 8,084,000 | 8,236,000 | 8,361,000 |
| Risk-weighted assets | 34,437,000 | 38,140,000 | 30,813,000 | 31,372,000 |