Call reports 2002
DLP BANK — 2002
What DLP BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,063,000 | 53,081,000 | 51,969,000 | 52,666,000 |
| Total loans | 28,843,000 | 29,142,000 | 29,366,000 | 29,173,000 |
| Allowance for loan losses | 483,000 | 510,000 | 506,000 | 562,000 |
| Securities available for sale | 8,759,000 | 8,486,000 | 10,284,000 | 9,676,000 |
| Securities held to maturity | 7,842,000 | 8,700,000 | 7,084,000 | 8,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,983,000 | 45,496,000 | 44,001,000 | 44,532,000 |
| Interest-bearing deposits | 34,949,000 | 34,692,000 | 34,886,000 | 34,427,000 |
| Noninterest-bearing deposits | 10,034,000 | 10,804,000 | 9,115,000 | 10,105,000 |
| Equity capital | 6,864,000 | 7,189,000 | 7,415,000 | 7,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,939,000 | 2,889,000 | 3,810,000 |
| Interest expense | 208,000 | 398,000 | 586,000 | 766,000 |
| Net interest income | 754,000 | 1,541,000 | 2,303,000 | 3,044,000 |
| Noninterest income | 172,000 | 353,000 | 531,000 | 720,000 |
| Noninterest expense | 528,000 | 1,142,000 | 1,705,000 | 2,418,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 358,000 | 682,000 | 1,029,000 | 1,216,000 |
| Income tax | 152,000 | 289,000 | 433,000 | 490,000 |
| Net income | 206,000 | 393,000 | 596,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,946,000 | 7,133,000 | 7,336,000 | 7,466,000 |
| Total capital | 7,344,000 | 7,565,000 | 7,801,000 | 7,903,000 |
| Risk-weighted assets | 31,719,000 | 34,478,000 | 37,177,000 | 34,821,000 |