Call reports 2025
TRUPOINT BANK — 2025
What TRUPOINT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 504,957,000 | 489,157,000 | 469,444,000 | 696,251,000 |
| Total loans | 320,286,000 | 309,965,000 | 307,883,000 | 440,721,000 |
| Allowance for loan losses | 3,338,000 | 3,291,000 | 3,363,000 | 5,650,000 |
| Securities available for sale | 122,911,000 | 119,666,000 | 115,942,000 | 129,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,305,000 | 417,635,000 | 414,319,000 | 603,397,000 |
| Interest-bearing deposits | 307,171,000 | 292,757,000 | 292,223,000 | 441,955,000 |
| Noninterest-bearing deposits | 127,134,000 | 124,878,000 | 122,096,000 | 161,442,000 |
| Equity capital | 49,586,000 | 50,922,000 | 38,184,000 | 63,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,681,000 | 11,346,000 | 16,946,000 | 25,107,000 |
| Interest expense | 1,607,000 | 3,136,000 | 4,582,000 | 6,599,000 |
| Net interest income | 4,074,000 | 8,210,000 | 12,364,000 | 18,508,000 |
| Noninterest income | 910,000 | 1,614,000 | 2,511,000 | 3,717,000 |
| Noninterest expense | 3,904,000 | 8,077,000 | 12,397,000 | 17,899,000 |
| Provision for loan losses | -31,000 | -39,000 | 107,000 | 153,000 |
| Pretax income | 1,111,000 | 1,786,000 | 2,371,000 | 4,173,000 |
| Income tax | 311,000 | 425,000 | 537,000 | 883,000 |
| Net income | 800,000 | 1,361,000 | 1,834,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,607,000 | 63,837,000 | 49,979,000 | 69,731,000 |