Call reports 2024
TRUPOINT BANK — 2024
What TRUPOINT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 528,123,000 | 526,211,000 | 506,801,000 | 511,131,000 |
| Total loans | 335,862,000 | 336,058,000 | 315,098,000 | 326,339,000 |
| Allowance for loan losses | 3,647,000 | 3,609,000 | 3,388,000 | 3,364,000 |
| Securities available for sale | 137,243,000 | 133,361,000 | 133,383,000 | 124,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,532,000 | 456,681,000 | 436,704,000 | 445,020,000 |
| Interest-bearing deposits | 332,533,000 | 330,955,000 | 313,163,000 | 317,906,000 |
| Noninterest-bearing deposits | 127,999,000 | 125,726,000 | 123,541,000 | 127,114,000 |
| Equity capital | 43,091,000 | 44,179,000 | 48,852,000 | 46,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,563,000 | 11,218,000 | 16,834,000 | 22,476,000 |
| Interest expense | 1,923,000 | 3,909,000 | 5,854,000 | 7,588,000 |
| Net interest income | 3,640,000 | 7,309,000 | 10,980,000 | 14,888,000 |
| Noninterest income | 957,000 | 1,911,000 | 2,951,000 | 4,723,000 |
| Noninterest expense | 3,895,000 | 7,699,000 | 11,554,000 | 15,299,000 |
| Provision for loan losses | 38,000 | 36,000 | -155,000 | -175,000 |
| Pretax income | 664,000 | 1,485,000 | 2,532,000 | 4,487,000 |
| Income tax | 121,000 | 300,000 | 555,000 | 809,000 |
| Net income | 543,000 | 1,185,000 | 1,977,000 | 3,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,144,000 | 61,456,000 | 61,917,000 | 63,289,000 |