Call reports 2023
TRUPOINT BANK — 2023
What TRUPOINT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 556,495,000 | 543,161,000 | 525,779,000 | 547,452,000 |
| Total loans | 340,497,000 | 341,979,000 | 332,601,000 | 328,199,000 |
| Allowance for loan losses | 3,808,000 | 3,834,000 | 3,672,000 | 3,602,000 |
| Securities available for sale | 159,188,000 | 152,099,000 | 143,050,000 | 143,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,343,000 | 480,728,000 | 460,883,000 | 479,076,000 |
| Interest-bearing deposits | 352,124,000 | 344,306,000 | 324,378,000 | 350,689,000 |
| Noninterest-bearing deposits | 142,219,000 | 136,422,000 | 136,505,000 | 128,387,000 |
| Equity capital | 41,543,000 | 41,686,000 | 39,919,000 | 44,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,076,000 | 10,508,000 | 15,756,000 | 21,035,000 |
| Interest expense | 351,000 | 1,286,000 | 2,651,000 | 4,284,000 |
| Net interest income | 4,725,000 | 9,222,000 | 13,105,000 | 16,751,000 |
| Noninterest income | 881,000 | 1,812,000 | 2,758,000 | 4,057,000 |
| Noninterest expense | 3,539,000 | 7,267,000 | 11,020,000 | 14,821,000 |
| Provision for loan losses | 0 | 67,000 | -138,000 | -216,000 |
| Pretax income | 2,067,000 | 3,703,000 | 4,984,000 | 6,206,000 |
| Income tax | 418,000 | 744,000 | 996,000 | 1,235,000 |
| Net income | 1,649,000 | 2,959,000 | 3,988,000 | 4,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,978,000 | 59,631,000 | 60,562,000 | 61,215,000 |