Call reports 2022
TRUPOINT BANK — 2022
What TRUPOINT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 550,133,000 | 551,461,000 | 550,536,000 | 564,898,000 |
| Total loans | 335,987,000 | 332,795,000 | 327,173,000 | 336,528,000 |
| Allowance for loan losses | 3,635,000 | 3,653,000 | 4,301,000 | 3,498,000 |
| Securities available for sale | 166,146,000 | 164,237,000 | 168,057,000 | 165,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,021,000 | 489,215,000 | 492,032,000 | 503,462,000 |
| Interest-bearing deposits | 346,161,000 | 352,580,000 | 349,167,000 | 365,160,000 |
| Noninterest-bearing deposits | 130,860,000 | 136,635,000 | 142,865,000 | 138,302,000 |
| Equity capital | 45,533,000 | 37,185,000 | 37,705,000 | 42,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,056,000 | 8,269,000 | 12,860,000 | 17,720,000 |
| Interest expense | 228,000 | 448,000 | 672,000 | 880,000 |
| Net interest income | 3,828,000 | 7,821,000 | 12,188,000 | 16,840,000 |
| Noninterest income | 1,051,000 | 2,110,000 | 3,561,000 | 6,481,000 |
| Noninterest expense | 3,236,000 | 6,633,000 | 9,985,000 | 13,678,000 |
| Provision for loan losses | 0 | 0 | 721,000 | 871,000 |
| Pretax income | 1,643,000 | 3,298,000 | 5,043,000 | 8,772,000 |
| Income tax | 328,000 | 658,000 | 1,007,000 | 1,773,000 |
| Net income | 1,315,000 | 2,640,000 | 4,036,000 | 6,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,448,000 | 54,580,000 | 55,786,000 | 58,559,000 |