Call reports 2021
TRUPOINT BANK — 2021
What TRUPOINT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 527,204,000 | 531,217,000 | 533,010,000 | 552,432,000 |
| Total loans | 312,874,000 | 304,045,000 | 327,074,000 | 325,833,000 |
| Allowance for loan losses | 3,798,000 | 3,820,000 | 3,827,000 | 3,763,000 |
| Securities available for sale | 151,907,000 | 168,251,000 | 167,679,000 | 172,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,035,000 | 452,161,000 | 452,341,000 | 474,511,000 |
| Interest-bearing deposits | 323,299,000 | 323,141,000 | 325,065,000 | 348,680,000 |
| Noninterest-bearing deposits | 124,736,000 | 129,020,000 | 127,276,000 | 125,831,000 |
| Equity capital | 48,828,000 | 50,024,000 | 51,625,000 | 51,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,093,000 | 8,186,000 | 12,262,000 | 16,320,000 |
| Interest expense | 278,000 | 525,000 | 764,000 | 1,002,000 |
| Net interest income | 3,815,000 | 7,661,000 | 11,498,000 | 15,318,000 |
| Noninterest income | 628,000 | 1,533,000 | 2,665,000 | 3,883,000 |
| Noninterest expense | 3,157,000 | 6,443,000 | 9,694,000 | 12,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,286,000 | 2,751,000 | 4,469,000 | 6,284,000 |
| Income tax | 238,000 | 512,000 | 840,000 | 1,120,000 |
| Net income | 1,048,000 | 2,239,000 | 3,629,000 | 5,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,304,000 | 49,343,000 | 50,580,000 | 52,488,000 |