Call reports 2020
TRUPOINT BANK — 2020
What TRUPOINT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 452,724,000 | 485,460,000 | 490,873,000 | 511,802,000 |
| Total loans | 322,737,000 | 323,548,000 | 308,268,000 | 321,177,000 |
| Allowance for loan losses | 2,718,000 | 3,062,000 | 3,380,000 | 3,783,000 |
| Securities available for sale | 71,805,000 | 78,157,000 | 92,062,000 | 109,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,170,000 | 403,439,000 | 410,287,000 | 433,152,000 |
| Interest-bearing deposits | 292,526,000 | 298,202,000 | 301,079,000 | 322,900,000 |
| Noninterest-bearing deposits | 87,644,000 | 105,237,000 | 109,208,000 | 110,252,000 |
| Equity capital | 47,123,000 | 48,312,000 | 48,795,000 | 49,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,217,000 | 8,487,000 | 12,597,000 | 16,689,000 |
| Interest expense | 527,000 | 988,000 | 1,373,000 | 1,723,000 |
| Net interest income | 3,690,000 | 7,499,000 | 11,224,000 | 14,966,000 |
| Noninterest income | 940,000 | 1,911,000 | 2,718,000 | 3,537,000 |
| Noninterest expense | 3,360,000 | 6,940,000 | 10,363,000 | 13,597,000 |
| Provision for loan losses | 171,000 | 503,000 | 833,000 | 1,245,000 |
| Pretax income | 1,099,000 | 1,995,000 | 2,774,000 | 3,700,000 |
| Income tax | 189,000 | 336,000 | 458,000 | 656,000 |
| Net income | 910,000 | 1,659,000 | 2,316,000 | 3,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,944,000 | 45,538,000 | 46,043,000 | 47,410,000 |
| Total capital | 47,662,000 | 48,600,000 | 49,423,000 | — |
| Risk-weighted assets | 314,164,000 | 319,026,000 | 309,280,000 | — |