Call reports 2019
TRUPOINT BANK — 2019
What TRUPOINT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 448,129,000 | 447,549,000 | 449,192,000 | 458,211,000 |
| Total loans | 272,328,000 | 306,401,000 | 309,634,000 | 310,382,000 |
| Allowance for loan losses | 2,406,000 | 2,586,000 | 2,625,000 | 2,648,000 |
| Securities available for sale | 102,479,000 | 99,045,000 | 79,942,000 | 75,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,643,000 | 392,742,000 | 376,774,000 | 389,220,000 |
| Interest-bearing deposits | 304,721,000 | 305,821,000 | 287,826,000 | 297,094,000 |
| Noninterest-bearing deposits | 89,922,000 | 86,921,000 | 88,948,000 | 92,126,000 |
| Equity capital | 41,407,000 | 43,582,000 | 44,567,000 | 45,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,947,000 | 8,169,000 | 12,421,000 | 16,665,000 |
| Interest expense | 456,000 | 953,000 | 1,444,000 | 1,984,000 |
| Net interest income | 3,491,000 | 7,216,000 | 10,977,000 | 14,681,000 |
| Noninterest income | 857,000 | 1,875,000 | 2,818,000 | 3,653,000 |
| Noninterest expense | 3,220,000 | 6,645,000 | 9,975,000 | 13,320,000 |
| Provision for loan losses | 38,000 | 205,000 | 244,000 | 271,000 |
| Pretax income | 1,090,000 | 2,241,000 | 3,586,000 | 4,753,000 |
| Income tax | 187,000 | 388,000 | 628,000 | 877,000 |
| Net income | 903,000 | 1,853,000 | 2,958,000 | 3,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,754,000 | 41,580,000 | 42,568,000 | 44,185,000 |
| Total capital | 43,161,000 | 44,166,000 | 45,193,000 | 46,833,000 |
| Risk-weighted assets | 264,010,000 | 298,123,000 | 300,640,000 | 300,727,000 |