Call reports 2018
TRUPOINT BANK — 2018
What TRUPOINT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 426,037,000 | 432,026,000 | 424,724,000 | 435,445,000 |
| Total loans | 226,684,000 | 231,584,000 | 242,982,000 | 260,949,000 |
| Allowance for loan losses | 2,024,000 | 2,116,000 | 2,219,000 | 2,342,000 |
| Securities available for sale | 117,961,000 | 117,467,000 | 109,944,000 | 106,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,675,000 | 380,975,000 | 371,528,000 | 385,171,000 |
| Interest-bearing deposits | 288,365,000 | 293,782,000 | 283,890,000 | 296,428,000 |
| Noninterest-bearing deposits | 87,310,000 | 87,193,000 | 87,638,000 | 88,743,000 |
| Equity capital | 37,923,000 | 37,705,000 | 38,284,000 | 39,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,465,000 | 6,963,000 | 10,629,000 | 14,444,000 |
| Interest expense | 270,000 | 585,000 | 928,000 | 1,298,000 |
| Net interest income | 3,195,000 | 6,378,000 | 9,701,000 | 13,146,000 |
| Noninterest income | 802,000 | 1,776,000 | 2,672,000 | 3,347,000 |
| Noninterest expense | 3,165,000 | 6,829,000 | 9,920,000 | 12,952,000 |
| Provision for loan losses | 0 | 55,000 | 239,000 | 352,000 |
| Pretax income | 832,000 | 1,270,000 | 2,214,000 | 3,189,000 |
| Income tax | 133,000 | 183,000 | 339,000 | 502,000 |
| Net income | 699,000 | 1,087,000 | 1,875,000 | 2,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,451,000 | 37,762,000 | 38,473,000 | 39,927,000 |
| Total capital | 39,475,000 | 39,878,000 | 40,692,000 | 42,269,000 |
| Risk-weighted assets | 218,372,000 | 223,110,000 | 236,206,000 | 252,547,000 |