Call reports 2017
TRUPOINT BANK — 2017
What TRUPOINT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 422,630,000 | 414,187,000 | 404,870,000 | 415,896,000 |
| Total loans | 216,564,000 | 219,159,000 | 223,320,000 | 223,021,000 |
| Allowance for loan losses | 2,146,000 | 2,146,000 | 1,963,000 | 2,051,000 |
| Securities available for sale | 144,293,000 | 139,178,000 | 131,422,000 | 124,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,634,000 | 357,762,000 | 348,861,000 | 364,846,000 |
| Interest-bearing deposits | 283,989,000 | 274,508,000 | 266,442,000 | 279,523,000 |
| Noninterest-bearing deposits | 82,645,000 | 83,254,000 | 82,419,000 | 85,323,000 |
| Equity capital | 39,248,000 | 40,251,000 | 40,661,000 | 38,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,506,000 | 6,926,000 | 10,279,000 | 13,700,000 |
| Interest expense | 234,000 | 468,000 | 707,000 | 955,000 |
| Net interest income | 3,272,000 | 6,458,000 | 9,572,000 | 12,745,000 |
| Noninterest income | 801,000 | 1,343,000 | 1,900,000 | 2,722,000 |
| Noninterest expense | 3,796,000 | 7,126,000 | 9,981,000 | 13,171,000 |
| Provision for loan losses | 64,000 | 227,000 | 315,000 | 424,000 |
| Pretax income | 336,000 | 571,000 | 1,299,000 | 1,995,000 |
| Income tax | 65,000 | 95,000 | 292,000 | 2,288,000 |
| Net income | 271,000 | 476,000 | 1,007,000 | -293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,226,000 | 35,392,000 | 35,885,000 | 36,794,000 |
| Total capital | 37,372,000 | 37,538,000 | 37,848,000 | 38,845,000 |
| Risk-weighted assets | 219,074,000 | 219,284,000 | 222,180,000 | 216,594,000 |