Call reports 2016
TRUPOINT BANK — 2016
What TRUPOINT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 439,587,000 | 440,616,000 | 434,083,000 | 435,982,000 |
| Total loans | 207,875,000 | 215,225,000 | 213,558,000 | 214,891,000 |
| Allowance for loan losses | 2,277,000 | 2,342,000 | 2,058,000 | 2,034,000 |
| Securities available for sale | 163,529,000 | 173,261,000 | 163,719,000 | 151,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,603,000 | 378,726,000 | 373,796,000 | 381,110,000 |
| Interest-bearing deposits | 301,025,000 | 301,377,000 | 292,876,000 | 301,997,000 |
| Noninterest-bearing deposits | 80,578,000 | 77,349,000 | 80,920,000 | 79,113,000 |
| Equity capital | 40,807,000 | 41,816,000 | 41,475,000 | 38,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,507,000 | 7,002,000 | 10,449,000 | 13,879,000 |
| Interest expense | 263,000 | 522,000 | 774,000 | 1,017,000 |
| Net interest income | 3,244,000 | 6,480,000 | 9,675,000 | 12,862,000 |
| Noninterest income | 653,000 | 1,234,000 | 1,916,000 | 2,227,000 |
| Noninterest expense | 3,665,000 | 7,178,000 | 10,207,000 | 13,942,000 |
| Provision for loan losses | -33,000 | 65,000 | 908,000 | 889,000 |
| Pretax income | 271,000 | 477,000 | 483,000 | 265,000 |
| Income tax | 40,000 | 57,000 | 8,000 | -77,000 |
| Net income | 231,000 | 420,000 | 475,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,231,000 | 35,379,000 | 35,623,000 | 34,993,000 |
| Total capital | 37,529,000 | 37,756,000 | 37,727,000 | 37,081,000 |
| Risk-weighted assets | 210,708,000 | 217,743,000 | 215,228,000 | 218,728,000 |