Call reports 2014
TRUPOINT BANK — 2014
What TRUPOINT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 440,778,000 | 424,455,000 | 421,982,000 | 443,413,000 |
| Total loans | 216,367,000 | 217,816,000 | 215,066,000 | 213,338,000 |
| Allowance for loan losses | 4,458,000 | 4,209,000 | 2,993,000 | 3,108,000 |
| Securities available for sale | 159,517,000 | 158,797,000 | 151,356,000 | 166,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,421,000 | 366,747,000 | 362,674,000 | 388,641,000 |
| Interest-bearing deposits | 310,031,000 | 295,914,000 | 291,799,000 | 319,223,000 |
| Noninterest-bearing deposits | 70,390,000 | 70,833,000 | 70,875,000 | 69,418,000 |
| Equity capital | 37,957,000 | 39,036,000 | 39,176,000 | 40,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,938,000 | 7,764,000 | 11,475,000 | 15,238,000 |
| Interest expense | 333,000 | 650,000 | 957,000 | 1,273,000 |
| Net interest income | 3,605,000 | 7,114,000 | 10,518,000 | 13,965,000 |
| Noninterest income | 1,058,000 | 1,957,000 | 2,815,000 | 3,797,000 |
| Noninterest expense | 3,682,000 | 7,871,000 | 11,203,000 | 15,265,000 |
| Provision for loan losses | 135,000 | 31,000 | 225,000 | 469,000 |
| Pretax income | 851,000 | 1,174,000 | 1,927,000 | 2,049,000 |
| Income tax | 230,000 | 280,000 | 347,000 | 330,000 |
| Net income | 621,000 | 894,000 | 1,580,000 | 1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,018,000 | 33,958,000 | 34,625,000 | 34,920,000 |
| Total capital | 35,687,000 | 36,630,000 | 37,258,000 | 37,559,000 |
| Risk-weighted assets | 211,675,000 | 212,194,000 | 210,249,000 | 210,677,000 |