Call reports 2013
TRUPOINT BANK — 2013
What TRUPOINT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 447,616,000 | 438,462,000 | 430,888,000 | 440,765,000 |
| Total loans | 224,119,000 | 219,608,000 | 226,035,000 | 220,326,000 |
| Allowance for loan losses | 5,811,000 | 4,965,000 | 4,820,000 | 4,408,000 |
| Securities available for sale | 145,412,000 | 138,579,000 | 137,013,000 | 142,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,760,000 | 382,195,000 | 374,218,000 | 381,938,000 |
| Interest-bearing deposits | 321,050,000 | 311,229,000 | 299,190,000 | 312,308,000 |
| Noninterest-bearing deposits | 69,710,000 | 70,966,000 | 75,028,000 | 69,630,000 |
| Equity capital | 36,863,000 | 36,512,000 | 36,516,000 | 36,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,878,000 | 7,746,000 | 11,531,000 | 15,460,000 |
| Interest expense | 439,000 | 845,000 | 1,228,000 | 1,585,000 |
| Net interest income | 3,439,000 | 6,901,000 | 10,303,000 | 13,875,000 |
| Noninterest income | 621,000 | 1,293,000 | 2,453,000 | 3,249,000 |
| Noninterest expense | 3,780,000 | 7,545,000 | 11,212,000 | 14,523,000 |
| Provision for loan losses | 282,000 | 606,000 | 663,000 | 788,000 |
| Pretax income | -2,000 | 43,000 | 881,000 | 1,856,000 |
| Income tax | -65,000 | -645,000 | -986,000 | -836,000 |
| Net income | 63,000 | 688,000 | 1,890,000 | 2,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,345,000 | 30,316,000 | 31,018,000 | 31,928,000 |
| Total capital | 33,140,000 | 33,059,000 | 33,834,000 | 34,663,000 |
| Risk-weighted assets | 220,584,000 | 217,163,000 | 223,282,000 | 217,071,000 |