Call reports 2012
TRUPOINT BANK — 2012
What TRUPOINT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 456,621,000 | 450,859,000 | 437,156,000 | 453,752,000 |
| Total loans | 256,277,000 | 249,407,000 | 240,348,000 | 220,030,000 |
| Allowance for loan losses | 7,350,000 | 5,808,000 | 5,522,000 | 5,688,000 |
| Securities available for sale | 123,223,000 | 126,982,000 | 125,875,000 | 139,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,664,000 | 390,184,000 | 374,188,000 | 398,600,000 |
| Interest-bearing deposits | 325,270,000 | 323,798,000 | 308,530,000 | 320,622,000 |
| Noninterest-bearing deposits | 66,394,000 | 66,386,000 | 65,658,000 | 77,978,000 |
| Equity capital | 43,187,000 | 42,824,000 | 43,391,000 | 37,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,714,000 | 9,034,000 | 13,374,000 | 17,441,000 |
| Interest expense | 685,000 | 1,316,000 | 1,884,000 | 2,371,000 |
| Net interest income | 4,029,000 | 7,718,000 | 11,490,000 | 15,070,000 |
| Noninterest income | 1,459,000 | 2,069,000 | 3,079,000 | 1,722,000 |
| Noninterest expense | 3,880,000 | 7,603,000 | 11,434,000 | 14,989,000 |
| Provision for loan losses | 395,000 | 2,258,000 | 2,788,000 | 8,264,000 |
| Pretax income | 1,559,000 | 272,000 | 693,000 | -6,107,000 |
| Income tax | 454,000 | -57,000 | 15,000 | -1,058,000 |
| Net income | 1,105,000 | 329,000 | 678,000 | -5,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,031,000 | 35,888,000 | 36,364,000 | 30,154,000 |
| Total capital | 40,133,000 | 38,960,000 | 39,346,000 | 32,931,000 |
| Risk-weighted assets | 243,938,000 | 243,044,000 | 236,053,000 | 219,241,000 |