Call reports 2011
TRUPOINT BANK — 2011
What TRUPOINT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 480,444,000 | 475,240,000 | 440,561,000 | 455,748,000 |
| Total loans | 277,318,000 | 267,330,000 | 263,171,000 | 255,280,000 |
| Allowance for loan losses | 7,720,000 | 6,815,000 | 7,034,000 | 6,996,000 |
| Securities available for sale | 117,115,000 | 115,245,000 | 113,823,000 | 120,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,621,000 | 380,550,000 | 380,143,000 | 394,959,000 |
| Interest-bearing deposits | 323,247,000 | 320,315,000 | 315,457,000 | 329,800,000 |
| Noninterest-bearing deposits | 60,374,000 | 60,235,000 | 64,686,000 | 65,159,000 |
| Equity capital | 40,552,000 | 40,516,000 | 41,805,000 | 42,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,278,000 | 10,599,000 | 15,460,000 | 20,181,000 |
| Interest expense | 1,301,000 | 2,500,000 | 3,388,000 | 4,151,000 |
| Net interest income | 3,977,000 | 8,099,000 | 12,072,000 | 16,030,000 |
| Noninterest income | 696,000 | 1,369,000 | 2,051,000 | 2,924,000 |
| Noninterest expense | 3,908,000 | 7,692,000 | 11,455,000 | 14,574,000 |
| Provision for loan losses | 332,000 | 2,650,000 | 2,956,000 | 3,484,000 |
| Pretax income | 435,000 | -870,000 | 161,000 | 1,348,000 |
| Income tax | 76,000 | -429,000 | -138,000 | 214,000 |
| Net income | 359,000 | -441,000 | 299,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,296,000 | 34,535,000 | 35,401,000 | 35,799,000 |
| Total capital | 38,698,000 | 37,834,000 | 38,622,000 | 38,870,000 |
| Risk-weighted assets | 267,827,000 | 260,408,000 | 253,836,000 | 242,147,000 |