Call reports 2010
TRUPOINT BANK — 2010
What TRUPOINT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 482,275,000 | 483,982,000 | 480,257,000 | 489,609,000 |
| Total loans | 307,684,000 | 303,368,000 | 302,430,000 | 282,797,000 |
| Allowance for loan losses | 4,160,000 | 5,071,000 | 7,476,000 | 7,637,000 |
| Securities available for sale | 102,438,000 | 98,457,000 | 92,836,000 | 111,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,447,000 | 382,166,000 | 378,330,000 | 396,204,000 |
| Interest-bearing deposits | 322,342,000 | 323,865,000 | 320,047,000 | 335,721,000 |
| Noninterest-bearing deposits | 58,105,000 | 58,301,000 | 58,283,000 | 60,483,000 |
| Equity capital | 45,551,000 | 46,401,000 | 45,371,000 | 40,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,955,000 | 11,839,000 | 17,416,000 | 22,706,000 |
| Interest expense | 1,783,000 | 3,398,000 | 4,965,000 | 6,441,000 |
| Net interest income | 4,172,000 | 8,441,000 | 12,451,000 | 16,265,000 |
| Noninterest income | 657,000 | 1,159,000 | 1,823,000 | 2,374,000 |
| Noninterest expense | 3,801,000 | 7,124,000 | 10,800,000 | 14,518,000 |
| Provision for loan losses | 15,000 | 1,333,000 | 3,982,000 | 12,262,000 |
| Pretax income | 1,678,000 | 1,812,000 | 161,000 | -7,465,000 |
| Income tax | 459,000 | 400,000 | -262,000 | -2,949,000 |
| Net income | 1,219,000 | 1,412,000 | 423,000 | -4,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,816,000 | 42,134,000 | 41,274,000 | 34,810,000 |
| Total capital | 45,601,000 | 45,832,000 | 44,964,000 | 38,272,000 |
| Risk-weighted assets | 301,934,000 | 294,452,000 | 291,419,000 | 272,825,000 |