Call reports 2009
TRUPOINT BANK — 2009
What TRUPOINT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 513,884,000 | 508,470,000 | 485,995,000 | 491,493,000 |
| Total loans | 344,511,000 | 332,524,000 | 326,153,000 | 314,564,000 |
| Allowance for loan losses | 4,025,000 | 5,035,000 | 5,075,000 | 4,648,000 |
| Securities available for sale | 108,150,000 | 119,364,000 | 117,366,000 | 104,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,829,000 | 404,343,000 | 379,940,000 | 393,053,000 |
| Interest-bearing deposits | 353,553,000 | 348,400,000 | 325,632,000 | 333,948,000 |
| Noninterest-bearing deposits | 51,276,000 | 55,943,000 | 54,308,000 | 59,105,000 |
| Equity capital | 51,775,000 | 49,220,000 | 50,206,000 | 44,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,357,000 | 13,944,000 | 20,671,000 | 27,041,000 |
| Interest expense | 2,624,000 | 5,050,000 | 7,310,000 | 9,200,000 |
| Net interest income | 4,733,000 | 8,894,000 | 13,361,000 | 17,841,000 |
| Noninterest income | 564,000 | 1,239,000 | 1,979,000 | 1,426,000 |
| Noninterest expense | 3,503,000 | 7,189,000 | 10,918,000 | 14,451,000 |
| Provision for loan losses | 598,000 | 2,217,000 | 3,531,000 | 12,180,000 |
| Pretax income | 1,487,000 | 1,134,000 | 1,421,000 | -6,548,000 |
| Income tax | 360,000 | 110,000 | 80,000 | -2,755,000 |
| Net income | 1,127,000 | 1,024,000 | 1,341,000 | -3,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,530,000 | 45,505,000 | 45,750,000 | 40,468,000 |
| Total capital | 51,557,000 | 49,623,000 | 49,784,000 | 44,401,000 |
| Risk-weighted assets | 341,301,000 | 329,269,000 | 320,588,000 | 315,765,000 |