Call reports 2008
TRUPOINT BANK — 2008
What TRUPOINT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 508,184,000 | 500,700,000 | 500,040,000 | 501,381,000 |
| Total loans | 360,169,000 | 365,921,000 | 367,049,000 | 358,793,000 |
| Allowance for loan losses | 3,453,000 | 3,651,000 | 3,621,000 | 4,068,000 |
| Securities available for sale | 105,991,000 | 99,301,000 | 96,695,000 | 95,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,576,000 | 399,482,000 | 385,950,000 | 393,896,000 |
| Interest-bearing deposits | 350,432,000 | 344,868,000 | 331,463,000 | 340,043,000 |
| Noninterest-bearing deposits | 55,144,000 | 54,614,000 | 54,487,000 | 53,853,000 |
| Equity capital | 48,835,000 | 49,144,000 | 50,165,000 | 50,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,190,000 | 16,227,000 | 23,966,000 | 31,691,000 |
| Interest expense | 3,600,000 | 6,941,000 | 9,987,000 | 12,893,000 |
| Net interest income | 4,590,000 | 9,286,000 | 13,979,000 | 18,798,000 |
| Noninterest income | 660,000 | 1,508,000 | 2,446,000 | 3,106,000 |
| Noninterest expense | 3,099,000 | 6,178,000 | 9,322,000 | 12,399,000 |
| Provision for loan losses | 350,000 | 810,000 | 1,314,000 | 2,714,000 |
| Pretax income | 1,814,000 | 3,821,000 | 5,414,000 | 6,418,000 |
| Income tax | 462,000 | 1,001,000 | 1,399,000 | 1,597,000 |
| Net income | 1,352,000 | 2,820,000 | 4,015,000 | 4,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,941,000 | 45,339,000 | 46,342,000 | 46,776,000 |
| Total capital | 47,394,000 | 48,990,000 | 49,963,000 | 50,844,000 |
| Risk-weighted assets | 356,139,000 | 362,609,000 | 363,617,000 | 354,867,000 |