Call reports 2007
TRUPOINT BANK — 2007
What TRUPOINT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 480,864,000 | 477,792,000 | 491,853,000 | 491,699,000 |
| Total loans | 319,015,000 | 330,114,000 | 329,251,000 | 346,879,000 |
| Allowance for loan losses | 3,284,000 | 3,258,000 | 3,323,000 | 3,344,000 |
| Securities available for sale | 108,398,000 | 110,725,000 | 107,202,000 | 104,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,503,000 | 383,999,000 | 391,581,000 | 393,519,000 |
| Interest-bearing deposits | 333,959,000 | 332,854,000 | 341,422,000 | 339,637,000 |
| Noninterest-bearing deposits | 52,544,000 | 51,145,000 | 50,159,000 | 53,882,000 |
| Equity capital | 45,193,000 | 44,618,000 | 46,737,000 | 47,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,430,000 | 15,194,000 | 23,196,000 | 31,372,000 |
| Interest expense | 3,415,000 | 6,967,000 | 10,602,000 | 14,317,000 |
| Net interest income | 4,015,000 | 8,227,000 | 12,594,000 | 17,055,000 |
| Noninterest income | 589,000 | 1,222,000 | 1,852,000 | 2,543,000 |
| Noninterest expense | 2,996,000 | 6,127,000 | 9,126,000 | 12,594,000 |
| Provision for loan losses | 105,000 | 246,000 | 384,000 | 593,000 |
| Pretax income | 1,513,000 | 3,089,000 | 4,949,000 | 6,424,000 |
| Income tax | 352,000 | 725,000 | 1,199,000 | 1,549,000 |
| Net income | 1,161,000 | 2,364,000 | 3,750,000 | 4,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,658,000 | 41,278,000 | 42,793,000 | 43,331,000 |
| Total capital | 43,942,000 | 44,544,000 | 46,116,000 | 46,675,000 |
| Risk-weighted assets | 319,098,000 | 328,421,000 | 328,438,000 | 340,290,000 |