Call reports 2006
TRUPOINT BANK — 2006
What TRUPOINT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 429,118,000 | 422,853,000 | 449,075,000 | 469,670,000 |
| Total loans | 290,654,000 | 301,407,000 | 310,083,000 | 316,939,000 |
| Allowance for loan losses | 3,195,000 | 3,163,000 | 3,211,000 | 3,258,000 |
| Securities available for sale | 78,596,000 | 85,302,000 | 94,638,000 | 99,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,279,000 | 359,757,000 | 366,882,000 | 383,453,000 |
| Interest-bearing deposits | 310,763,000 | 306,719,000 | 315,977,000 | 329,515,000 |
| Noninterest-bearing deposits | 58,516,000 | 53,038,000 | 50,905,000 | 53,938,000 |
| Equity capital | 41,931,000 | 42,360,000 | 43,899,000 | 44,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,948,000 | 12,308,000 | 19,079,000 | 26,145,000 |
| Interest expense | 2,068,000 | 4,572,000 | 7,556,000 | 10,778,000 |
| Net interest income | 3,880,000 | 7,736,000 | 11,523,000 | 15,367,000 |
| Noninterest income | 565,000 | 1,187,000 | 1,805,000 | 2,351,000 |
| Noninterest expense | 2,889,000 | 5,737,000 | 8,541,000 | 10,869,000 |
| Provision for loan losses | 297,000 | 322,000 | 517,000 | 2,002,000 |
| Pretax income | 1,282,000 | 2,887,000 | 4,293,000 | 4,798,000 |
| Income tax | 242,000 | 618,000 | 942,000 | 958,000 |
| Net income | 1,040,000 | 2,269,000 | 3,351,000 | 3,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,139,000 | 38,249,000 | 39,452,000 | 39,659,000 |
| Total capital | 40,334,000 | 41,412,000 | 42,664,000 | 42,917,000 |
| Risk-weighted assets | 286,146,000 | 294,717,000 | 306,495,000 | 315,588,000 |