Call reports 2003
TRUPOINT BANK — 2003
What TRUPOINT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 370,657,000 | 383,310,000 | 381,745,000 | 390,112,000 |
| Total loans | 211,573,000 | 221,635,000 | 233,312,000 | 241,588,000 |
| Allowance for loan losses | 2,768,000 | 2,878,000 | 2,929,000 | 2,979,000 |
| Securities available for sale | 131,755,000 | 121,657,000 | 113,552,000 | 113,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,696,000 | 340,558,000 | 340,014,000 | 349,479,000 |
| Interest-bearing deposits | 286,319,000 | 299,200,000 | 297,323,000 | 304,980,000 |
| Noninterest-bearing deposits | 41,377,000 | 41,358,000 | 42,691,000 | 44,499,000 |
| Equity capital | 33,432,000 | 34,979,000 | 34,083,000 | 35,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,206,000 | 10,323,000 | 15,301,000 | 20,510,000 |
| Interest expense | 1,893,000 | 3,734,000 | 5,496,000 | 7,182,000 |
| Net interest income | 3,313,000 | 6,589,000 | 9,805,000 | 13,328,000 |
| Noninterest income | 375,000 | 828,000 | 1,339,000 | 1,799,000 |
| Noninterest expense | 2,228,000 | 4,625,000 | 7,045,000 | 9,554,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 800,000 |
| Pretax income | 1,284,000 | 2,414,000 | 3,526,000 | 4,790,000 |
| Income tax | 264,000 | 458,000 | 619,000 | 839,000 |
| Net income | 1,020,000 | 1,956,000 | 2,907,000 | 3,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,066,000 | 25,848,000 | 26,692,000 | 27,586,000 |
| Total capital | 27,577,000 | 28,566,000 | 29,512,000 | 30,495,000 |
| Risk-weighted assets | 201,101,000 | 217,275,000 | 225,470,000 | 232,630,000 |