Call reports 2002
TRUPOINT BANK — 2002
What TRUPOINT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 356,185,000 | 361,231,000 | 358,243,000 | 362,020,000 |
| Total loans | 191,045,000 | 197,253,000 | 199,133,000 | 204,762,000 |
| Allowance for loan losses | 2,491,000 | 2,598,000 | 2,665,000 | 2,715,000 |
| Securities available for sale | 137,923,000 | 136,462,000 | 130,434,000 | 129,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,850,000 | 319,349,000 | 314,914,000 | 318,243,000 |
| Interest-bearing deposits | 278,792,000 | 280,290,000 | 273,959,000 | 275,580,000 |
| Noninterest-bearing deposits | 38,058,000 | 39,059,000 | 40,955,000 | 42,663,000 |
| Equity capital | 32,729,000 | 34,648,000 | 35,969,000 | 35,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,850,000 | 11,482,000 | 16,953,000 | 22,194,000 |
| Interest expense | 2,612,000 | 4,919,000 | 7,070,000 | 9,098,000 |
| Net interest income | 3,238,000 | 6,563,000 | 9,883,000 | 13,096,000 |
| Noninterest income | 411,000 | 760,000 | 1,146,000 | 1,548,000 |
| Noninterest expense | 2,112,000 | 4,380,000 | 6,600,000 | 8,974,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 1,396,000 | 2,624,000 | 3,946,000 | 4,992,000 |
| Income tax | 302,000 | 561,000 | 834,000 | 1,025,000 |
| Net income | 1,094,000 | 2,063,000 | 3,112,000 | 3,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,401,000 | 25,998,000 | 26,674,000 | 27,157,000 |
| Total capital | 27,734,000 | 28,439,000 | 29,075,000 | 29,598,000 |
| Risk-weighted assets | 186,487,000 | 195,063,000 | 191,810,000 | 195,006,000 |