Call reports 2001
TRUPOINT BANK — 2001
What TRUPOINT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 357,247,000 | 364,562,000 | 364,740,000 | 369,634,000 |
| Total loans | 172,157,000 | 180,586,000 | 187,637,000 | 190,345,000 |
| Allowance for loan losses | 2,364,000 | 2,412,000 | 2,501,000 | 2,426,000 |
| Securities available for sale | 122,903,000 | 153,643,000 | 144,560,000 | 154,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,670,000 | 325,314,000 | 325,290,000 | 325,895,000 |
| Interest-bearing deposits | 278,938,000 | 289,340,000 | 286,868,000 | 283,863,000 |
| Noninterest-bearing deposits | 41,732,000 | 35,974,000 | 38,422,000 | 42,032,000 |
| Equity capital | 30,726,000 | 31,263,000 | 33,105,000 | 32,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,443,000 | 11,737,000 | 17,910,000 | 23,863,000 |
| Interest expense | 3,061,000 | 6,785,000 | 10,345,000 | 13,234,000 |
| Net interest income | 2,382,000 | 4,952,000 | 7,565,000 | 10,629,000 |
| Noninterest income | 334,000 | 661,000 | 1,138,000 | 1,565,000 |
| Noninterest expense | 1,738,000 | 3,720,000 | 5,639,000 | 8,048,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 783,000 | 1,505,000 | 2,520,000 | 3,409,000 |
| Income tax | 169,000 | 267,000 | 452,000 | 350,000 |
| Net income | 614,000 | 1,238,000 | 2,068,000 | 3,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,454,000 | 23,176,000 | 24,146,000 | 25,180,000 |
| Total capital | 24,612,000 | 25,477,000 | 26,506,000 | 27,577,000 |
| Risk-weighted assets | 172,265,000 | 183,946,000 | 188,652,000 | 191,692,000 |