Call reports 2001
FIRST COMMUNITY BANK OF THE DESERT — 2001
What FIRST COMMUNITY BANK OF THE DESERT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 143,731,000 | 138,546,000 | 140,415,000 | 147,073,000 |
| Total loans | 93,104,000 | 98,492,000 | 104,536,000 | 117,201,000 |
| Allowance for loan losses | 1,575,000 | 1,656,000 | 1,661,000 | 1,520,000 |
| Securities available for sale | 8,015,000 | 16,014,000 | 15,547,000 | 12,652,000 |
| Securities held to maturity | 2,500,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,695,000 | 126,256,000 | 127,374,000 | 133,824,000 |
| Interest-bearing deposits | 74,928,000 | 78,848,000 | 75,007,000 | 80,464,000 |
| Noninterest-bearing deposits | 56,767,000 | 47,408,000 | 52,367,000 | 53,360,000 |
| Equity capital | 10,817,000 | 10,774,000 | 11,346,000 | 11,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,200,000 | 7,595,000 | 9,831,000 |
| Interest expense | 574,000 | 1,157,000 | 1,679,000 | 2,081,000 |
| Net interest income | 2,121,000 | 4,043,000 | 5,916,000 | 7,750,000 |
| Noninterest income | 337,000 | 641,000 | 931,000 | 1,249,000 |
| Noninterest expense | 1,474,000 | 2,808,000 | 4,246,000 | 5,371,000 |
| Provision for loan losses | 97,000 | 199,000 | 199,000 | 199,000 |
| Pretax income | 887,000 | 1,677,000 | 2,402,000 | 3,429,000 |
| Income tax | 377,000 | 714,000 | 1,008,000 | 1,439,000 |
| Net income | 510,000 | 963,000 | 1,394,000 | 1,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,590,000 | 10,539,000 | 11,007,000 | 11,663,000 |
| Total capital | 11,957,000 | 11,938,000 | 12,509,000 | 13,183,000 |
| Risk-weighted assets | 109,302,000 | 111,866,000 | 120,018,000 | 128,907,000 |