Call reports 2005
CAMDEN NATIONAL BANK — 2005
What CAMDEN NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,063,564,000 | 1,095,338,000 | 1,143,311,000 | 1,130,969,000 |
| Total loans | 760,214,000 | 788,828,000 | 809,454,000 | 816,929,000 |
| Allowance for loan losses | 9,201,000 | 9,541,000 | 9,330,000 | 9,629,000 |
| Securities available for sale | 239,877,000 | 238,818,000 | 260,364,000 | 239,117,000 |
| Securities held to maturity | 9,071,000 | 9,986,000 | 9,983,000 | 12,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,330,000 | 770,107,000 | 816,396,000 | 820,612,000 |
| Interest-bearing deposits | 690,118,000 | 736,371,000 | 777,363,000 | 780,319,000 |
| Noninterest-bearing deposits | 33,212,000 | 33,736,000 | 39,033,000 | 40,293,000 |
| Equity capital | 75,882,000 | 79,370,000 | 80,214,000 | 80,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 13,717,000 | 28,646,000 | 44,691,000 | 61,582,000 |
| Interest expense | 4,998,000 | 10,832,000 | 17,362,000 | 24,541,000 |
| Net interest income | 8,719,000 | 17,814,000 | 27,329,000 | 37,041,000 |
| Noninterest income | 909,000 | 1,954,000 | 2,991,000 | 3,974,000 |
| Noninterest expense | 4,127,000 | 8,350,000 | 12,919,000 | 17,457,000 |
| Provision for loan losses | 230,000 | 575,000 | 920,000 | 1,265,000 |
| Pretax income | 5,271,000 | 10,843,000 | 16,481,000 | 22,002,000 |
| Income tax | 1,734,000 | 3,440,000 | 5,240,000 | 6,921,000 |
| Net income | 3,537,000 | 7,403,000 | 11,241,000 | 15,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,380,000 | 74,350,000 | 75,806,000 | 78,396,000 |
| Total capital | 80,228,000 | 83,613,000 | 85,201,000 | 88,067,000 |
| Risk-weighted assets | 701,272,000 | 735,056,000 | 755,461,000 | 783,130,000 |