Call reports 2004
CAMDEN NATIONAL BANK — 2004
What CAMDEN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 922,123,000 | 938,783,000 | 977,907,000 | 1,023,643,000 |
| Total loans | 677,077,000 | 707,651,000 | 722,628,000 | 742,924,000 |
| Allowance for loan losses | 8,662,000 | 8,656,000 | 8,982,000 | 8,999,000 |
| Securities available for sale | 191,890,000 | 173,827,000 | 197,599,000 | 221,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,440,000 | 683,945,000 | 697,641,000 | 712,296,000 |
| Interest-bearing deposits | 588,439,000 | 598,827,000 | 607,510,000 | 623,396,000 |
| Noninterest-bearing deposits | 79,001,000 | 85,118,000 | 90,131,000 | 88,900,000 |
| Equity capital | 73,300,000 | 71,853,000 | 77,085,000 | 77,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,106,000 | 23,834,000 | 35,820,000 | 48,958,000 |
| Interest expense | 3,805,000 | 7,663,000 | 11,670,000 | 16,146,000 |
| Net interest income | 8,301,000 | 16,171,000 | 24,150,000 | 32,812,000 |
| Noninterest income | 975,000 | 2,059,000 | 3,184,000 | 4,256,000 |
| Noninterest expense | 4,213,000 | 8,181,000 | 12,264,000 | 16,624,000 |
| Provision for loan losses | 165,000 | 165,000 | 565,000 | 565,000 |
| Pretax income | 4,898,000 | 10,549,000 | 15,171,000 | 20,545,000 |
| Income tax | 1,591,000 | 3,451,000 | 4,953,000 | 6,746,000 |
| Net income | 3,307,000 | 7,098,000 | 10,218,000 | 13,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,435,000 | 66,626,000 | 70,460,000 | 71,629,000 |
| Total capital | 73,293,000 | 74,698,000 | 78,795,000 | 80,188,000 |
| Risk-weighted assets | 618,583,000 | 643,209,000 | 658,842,000 | 677,536,000 |