Call reports 2002
CUPERTINO NATIONAL BANK — 2002
What CUPERTINO NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,274,216,000 | 2,286,787,000 | 2,334,430,000 | 2,263,017,000 |
| Total loans | 1,648,395,000 | 1,692,005,000 | 1,704,330,000 | 1,735,279,000 |
| Allowance for loan losses | 49,936,000 | 50,437,000 | 56,181,000 | 55,237,000 |
| Securities available for sale | 486,102,000 | 456,973,000 | 457,159,000 | 372,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,263,017,000 | 1,402,608,000 | 1,329,511,000 | 1,212,388,000 |
| Interest-bearing deposits | 1,182,918,000 | 1,356,460,000 | 1,270,230,000 | 1,136,323,000 |
| Noninterest-bearing deposits | 80,099,000 | 46,148,000 | 59,281,000 | 76,065,000 |
| Equity capital | 165,704,000 | 170,065,000 | 167,611,000 | 176,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 40,226,000 | 80,711,000 | 121,607,000 | 160,444,000 |
| Interest expense | 10,914,000 | 21,726,000 | 32,051,000 | 41,518,000 |
| Net interest income | 29,312,000 | 58,985,000 | 89,556,000 | 118,926,000 |
| Noninterest income | 4,285,000 | 8,448,000 | 13,638,000 | 19,042,000 |
| Noninterest expense | 16,359,000 | 34,039,000 | 51,502,000 | 68,407,000 |
| Provision for loan losses | 5,847,000 | 11,829,000 | 33,866,000 | 34,935,000 |
| Pretax income | 11,524,000 | 22,026,000 | 20,133,000 | 37,192,000 |
| Income tax | 4,111,000 | 7,997,000 | 8,043,000 | 14,389,000 |
| Net income | 7,413,000 | 14,029,000 | 12,090,000 | 22,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,198,000 | 185,729,000 | 182,114,000 | 193,386,000 |
| Total capital | 212,237,000 | 218,064,000 | 215,293,000 | 224,861,000 |
| Risk-weighted assets | 1,867,491,000 | 1,889,364,000 | 1,907,462,000 | 1,905,089,000 |