Call reports 2001
CUPERTINO NATIONAL BANK — 2001
What CUPERTINO NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,785,966,000 | 1,995,798,000 | 2,009,431,000 | 2,135,993,000 |
| Total loans | 1,425,950,000 | 1,463,485,000 | 1,462,503,000 | 1,551,027,000 |
| Allowance for loan losses | 33,180,000 | 35,246,000 | 36,738,000 | 53,124,000 |
| Securities available for sale | 209,437,000 | 397,882,000 | 424,053,000 | 479,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,412,372,000 | 1,365,544,000 | 1,430,366,000 | 1,346,132,000 |
| Interest-bearing deposits | 1,292,422,000 | 1,277,995,000 | 1,348,945,000 | 1,258,275,000 |
| Noninterest-bearing deposits | 119,950,000 | 87,549,000 | 81,421,000 | 87,857,000 |
| Equity capital | 167,304,000 | 173,070,000 | 146,750,000 | 155,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 40,266,000 | 79,965,000 | 120,613,000 | 162,016,000 |
| Interest expense | 15,347,000 | 30,554,000 | 46,643,000 | 60,026,000 |
| Net interest income | 24,919,000 | 49,411,000 | 73,970,000 | 101,990,000 |
| Noninterest income | 3,005,000 | 5,624,000 | 10,079,000 | 12,833,000 |
| Noninterest expense | 12,773,000 | 24,881,000 | 37,846,000 | 51,441,000 |
| Provision for loan losses | 4,483,000 | 11,670,000 | 15,998,000 | 36,196,000 |
| Pretax income | 10,830,000 | 18,863,000 | 30,611,000 | 27,593,000 |
| Income tax | 4,256,000 | 7,254,000 | 11,827,000 | -1,778,000 |
| Net income | 6,574,000 | 11,609,000 | 18,784,000 | 29,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,219,000 | 150,902,000 | 142,611,000 | 155,174,000 |
| Total capital | 165,459,000 | 171,972,000 | 178,470,000 | 190,716,000 |
| Risk-weighted assets | 1,606,568,000 | 1,671,455,000 | 1,664,838,000 | 1,775,148,000 |