Call reports 2003

FIRST HERITAGE BANK — 2003

Name: FIRST HERITAGE BANK — FFIEC call report 2003
Creator: FIRST HERITAGE BANK

What FIRST HERITAGE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a50058a2-da2b-4a15-9c77-b383184dbe74/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	105,507,000	103,747,000	99,979,000	101,965,000
Total loans	64,785,000	65,978,000	66,977,000	71,282,000
Allowance for loan losses	964,000	983,000	977,000	1,104,000
Securities available for sale	16,079,000	16,917,000	15,321,000	14,365,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	83,067,000	82,994,000	82,642,000	84,086,000
Interest-bearing deposits	59,902,000	59,772,000	59,862,000	60,267,000
Noninterest-bearing deposits	23,165,000	23,222,000	22,780,000	23,819,000
Equity capital	15,281,000	13,640,000	14,071,000	14,669,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,921,000	3,762,000	5,849,000	7,823,000
Interest expense	269,000	519,000	736,000	943,000
Net interest income	1,652,000	3,243,000	5,113,000	6,880,000
Noninterest income	478,000	950,000	1,515,000	2,179,000
Noninterest expense	1,698,000	3,396,000	4,898,000	6,447,000
Provision for loan losses	60,000	245,000	350,000	455,000
Pretax income	372,000	552,000	1,380,000	2,157,000
Income tax	114,000	146,000	401,000	623,000
Net income	258,000	406,000	979,000	1,534,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	14,672,000	13,026,000	13,645,000	14,262,000
Total capital	15,636,000	14,008,000	14,622,000	15,355,000
Risk-weighted assets	81,261,000	82,318,000	83,034,000	87,407,000