Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 211,828,000 | 215,432,000 |
| Total loans | 177,601,000 | 178,876,000 |
| Allowance for loan losses | 1,855,000 | 1,931,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 161,105,000 | 165,141,000 |
| Interest-bearing deposits | 146,372,000 | 150,248,000 |
| Noninterest-bearing deposits | 14,733,000 | 14,893,000 |
| Equity capital | 24,166,000 | 23,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,147,000 | 6,424,000 |
| Interest expense | 1,489,000 | 3,046,000 |
| Net interest income | 1,658,000 | 3,378,000 |
| Noninterest income | 40,000 | 91,000 |
| Noninterest expense | 727,000 | 1,440,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 885,000 | 1,885,000 |
| Income tax | 7,000 | 10,000 |
| Net income | 878,000 | 1,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,971,000 | 23,614,000 |
| Total capital | 25,827,000 | 25,545,000 |
| Risk-weighted assets | 169,743,000 | 170,646,000 |