Call reports 2019
FARMERS AND MERCHANTS BANK — 2019
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 115,943,000 | 116,470,000 | 118,465,000 | 120,336,000 |
| Total loans | 103,165,000 | 100,926,000 | 103,474,000 | 101,464,000 |
| Allowance for loan losses | 733,000 | 779,000 | 811,000 | 854,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,937,000 | 88,601,000 | 97,719,000 | 99,377,000 |
| Interest-bearing deposits | 84,994,000 | 84,170,000 | 85,485,000 | 90,829,000 |
| Noninterest-bearing deposits | 5,943,000 | 4,431,000 | 12,234,000 | 8,548,000 |
| Equity capital | 13,599,000 | 14,137,000 | 14,692,000 | 15,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,334,000 | 5,022,000 | 6,597,000 |
| Interest expense | 502,000 | 1,031,000 | 1,535,000 | 2,058,000 |
| Net interest income | 1,155,000 | 2,303,000 | 3,487,000 | 4,539,000 |
| Noninterest income | 16,000 | 47,000 | 66,000 | 79,000 |
| Noninterest expense | 579,000 | 1,194,000 | 1,810,000 | 2,387,000 |
| Provision for loan losses | 33,000 | 65,000 | 98,000 | 130,000 |
| Pretax income | 564,000 | 1,094,000 | 1,652,000 | 2,110,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 14,000 |
| Net income | 561,000 | 1,087,000 | 1,642,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,829,000 | 12,438,000 | 13,064,000 | 13,489,000 |
| Total capital | 12,562,000 | 13,217,000 | 13,875,000 | 14,343,000 |
| Risk-weighted assets | 101,300,000 | 98,246,000 | 100,976,000 | 101,391,000 |