Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,452,000 | 68,425,000 | 73,636,000 | 96,545,000 |
| Total loans | 60,293,000 | 61,130,000 | 67,226,000 | 87,722,000 |
| Allowance for loan losses | 287,000 | 0 | 22,000 | 298,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,583,000 | 49,371,000 | 60,562,000 | 74,084,000 |
| Interest-bearing deposits | 45,785,000 | 46,775,000 | 51,699,000 | 67,488,000 |
| Noninterest-bearing deposits | 3,798,000 | 2,596,000 | 8,863,000 | 6,596,000 |
| Equity capital | 7,199,000 | 9,268,000 | 9,507,000 | 11,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 279,000 | 1,168,000 | 2,265,000 |
| Interest expense | 148,000 | 49,000 | 206,000 | 420,000 |
| Net interest income | 634,000 | 230,000 | 962,000 | 1,845,000 |
| Noninterest income | 23,000 | 5,000 | 24,000 | 180,000 |
| Noninterest expense | 334,000 | 112,000 | 506,000 | 1,056,000 |
| Provision for loan losses | 0 | 0 | 22,000 | 292,000 |
| Pretax income | 323,000 | 123,000 | 458,000 | 677,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 323,000 | 123,000 | 458,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,199,000 | 7,199,000 | 7,473,000 | 9,371,000 |
| Total capital | 7,486,000 | 7,199,000 | 7,495,000 | 9,669,000 |
| Risk-weighted assets | 58,012,000 | 58,355,000 | 62,567,000 | 83,640,000 |