Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,589,000 | 64,962,000 | 65,648,000 | 64,248,000 |
| Total loans | 61,285,000 | 60,653,000 | 61,700,000 | 59,882,000 |
| Allowance for loan losses | 287,000 | 287,000 | 287,000 | 287,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,459,000 | 54,010,000 | 50,872,000 | 52,438,000 |
| Interest-bearing deposits | 42,884,000 | 45,727,000 | 39,818,000 | 45,163,000 |
| Noninterest-bearing deposits | 4,575,000 | 8,283,000 | 11,054,000 | 7,275,000 |
| Equity capital | 6,527,000 | 6,716,000 | 6,881,000 | 6,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,540,000 | 2,320,000 | 3,106,000 |
| Interest expense | 140,000 | 277,000 | 410,000 | 551,000 |
| Net interest income | 634,000 | 1,263,000 | 1,910,000 | 2,555,000 |
| Noninterest income | 16,000 | 37,000 | 54,000 | 70,000 |
| Noninterest expense | 318,000 | 648,000 | 1,009,000 | 1,350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 652,000 | 955,000 | 1,275,000 |
| Income tax | 6,000 | 12,000 | 0 | 0 |
| Net income | 326,000 | 640,000 | 955,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 6,716,000 | 6,881,000 | 6,876,000 |
| Total capital | 6,814,000 | 7,003,000 | 7,168,000 | 7,163,000 |
| Risk-weighted assets | 57,936,000 | 58,623,000 | 59,848,000 | 57,641,000 |